How To Transfer Phonepe Wallet Balance To Bank Acc With 0% Charge | Scripty

Transfer Phonpe wallet balance to bank accounts without any charges.

Well , there are other methods too but , no it will charge some % of fee from your withdrawa



This method will  not charge you.

Before , explaining  this method I want you know something


In my experience , the phonepe wallet is not useful as it seem's to be , I feel like my money stuck in it. I'm not able to any transactions other than like pay electricity bill or mobile recharge, that's all . Since I'm not able to use that inside of the wallet for my purpose , I decided to withdraw it . 


Phonepe wallet have con's  & pro's in it's way :


Pro's :


Yeah ..! They provide speed recharge as compared to other providers.



Before starting this method if your feel that your money stuck in this method , this is only way out without any of charge.


Let's cut this out :-


Open your phonepe app :-




Click on My Money 




Now , Simply click on (?) Help section 

Then look for "How Do I Close my Phonepe Wallet ?"




Scroll down , until you see the "Close Wallet" Button on the help page



Before clicking on this button , you cannot activate your wallet again ,Once the wallet is deactivated. But you will rewards , Scratch card as usual , don't worry about that 


Also , Make sure you link your bank account with phonepe when you're closing wallet .






Click on "Withdraw Wallet Balance" , then "Confirm & Deactivate Wallet".





The prompt will you ask again , simply click on "Deactivate Wallet". 





You will see the Wallet Closure screen & then the wallet balance will be transferred to your bank account. Usually it takes five minutes for transac tion (if it's not it will take 5-6 days ).


Note : If you done Your wallet Top-Up with Debit Card , it will take almost one week . Because Transactions done with Cards will take time to reflect the balance to your bank. ( It's the bank who delay for  transaction for checking procedures , not the phonepe ).



This method will not cost any penny of yours, Don't go for another method until you want your wallet should be work as well.


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